You have heard the commercials. They tell you that you are paying too much for your car insurance. I think we get bombarded with those commercials so much that we never really do anything about it. I love the Gieco cavemen, but it never makes me call my insurance guy and get a new quote. I think I should though. Their truly are a lot of ways to save on your insurance rates. I’m probably paying more than I have to and you most likely are too. Here are some ways to cut down that rate.
1. Ask for discounts
You never know. Most of us have heard of the multi policy discount or the ‘I don’t drive a lot’ discount, but there are usually many more. If you are a Veteran you may get a discount or even a member of different groups can sometimes get a little extra discount. Ask. It won’t hurt and you might just qualify for one of these hidden gems.
2. Keep your record clean.
Don’t get tickets, plain and simple. If you already have some, start now to get the record cleaned up. It can save you anywhere between 15%-25%. That’s huge and worth following the law. Continue reading